PNB Investment Plans
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PNB Metlife Investment Plans: Overview

PNB Metlife Insurance commenced its operations in 2001. PNB MetLife follows a philosophy called 'Circle of Life' for products and solutions and caters to the financial requirements of customers covering their 4 different stages of life- Child Education, Family Protection, Long Term Saving, and Retirement.

PNB Investment Plans ensures to look after your investment needs by offering:

why-choose

  • Guaranteed Returns

  • Death Benefits

  • Participation in Profits

  • High Sum Assured Rebates

Eligibility Criteria for PNB Investment Plan

Your Occupation

Entry age

Minimum Age - 3 year

Mukhyamantri Amrutam Yojana

Maturity age

80 years

Your Gender

Policy tenure

Minimum term - 6 years Maximum term - 30 years

Maternity Benefit Rider

Premium payment term

5 to 10 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annually, quarterly,

Maternity Benefit Rider

Sum assured

Rs 1.5 lakhs to No limit

PNB Investment Plan Types

To cater to the dynamic insurance needs of an individual and their family, PNB Investment comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.

  1. PNB Metlife Investment Plans

    Plan Entry Age Tenure Minimum Sum Assured Unique Features
    PNB Metlife Guaranteed Savings Plan Minimum Age - 3 years Maximum Age - 60 years
    		 Minimum term - 10 years Maximum term - 20 years Rs 1.5 lakh
    • Maturity Benefits
    • Death Benefits
    • Discount on High Sum Assured

Overview of PNB Investment Plans

Here is a quick overview of the PNB Investment Plans listed in the above table.

PNB Metlife Guaranteed Savings Plan Plan

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings plus life insurance policy. By serving dual purposes of creating a savings corpus while also ensuring a life cover, the Guaranteed Savings Plan ensures that your family’s monetary needs are looked after even in your absence.

Here are the key features of the PNB Metlife Guaranteed Saving Plan:
  • The death benefit is payable as a lump-sum amount.
  • Guaranteed additions of up to 10% of cumulative premiums are payable every year till the end of the premium payment term.
  • Flexibility to pay premiums yearly, half-yearly, or monthly.

Benefits of PNB Metlife Life Investment Plans

There are multiple benefits of PNB Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.

Guaranteed Maturity benefit 

PNB Metlife Investment Plans offer guaranteed maturity benefits once the policy matures along with the applicable additions and bonuses.

Choice of Income Option

PNB Metlife Investment Plans offer you the option to choose the income option as a lump sum or regular income.

Flexible Plans

PNB Metlife Investment Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.

Additional Rider Options

PNB Metlife Investment Plans allows you to choose additional rider options as per your requirements by paying an additional amount.

Tax Benefits

Tax Benefits can be availed for premium payments of PNB Metlife Investment plans under the Income Tax Act 1961.

Riders You Can Avail With PNB Metlife Investment Plans

Name of the Rider Benefits
PNB MetLife Accidental Death Benefit Rider Plus This rider offers additional protection over the assured death benefit in the event that death occurs as a result of an accident.
PNB MetLife Serious Illness Rider This rider provides extra financial cover on top of the assured death benefit if the Life Assured gets diagnosed with any of the illnesses pre-defined by the company.

PNB Investment Plans

PNB Metlife Guaranteed Savings Plan

PNB Metlife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan is an individual, non-participating, non-linked savings plus life insurance policy. By serving dual purposes of cr...

Unique Features

  • Get guaranteed Benefits & Yearly Bonuses on Your Savings
  • Rebates on High Sum Assured
  • 2 Add-on Riders Available

PNB Metlife Guaranteed Savings Plan (Pros)

PNB Metlife Guaranteed Savings Plan

PNB Metlife Guaranteed Savings Plan (Cons)

PNB Metlife Guaranteed Savings Plan

PNB Metlife Guaranteed Savings Plan (Other Benefits)

PNB Metlife Guaranteed Savings Plan

PNB Metlife Guaranteed Savings Plan (Eligibility Criteria)

PNB Metlife Guaranteed Savings Plan
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Documents Required to Purchase PNB Metlife Investment Plans

Here is the list of documents required to buy PNB Metlife Life Investment Plans:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy PNB Investment Plans ?

PNB Investment Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of PNB Metlife Insurance Company.

  • Step 2

    Click on ‘Buy Insurance’ on the navigation bar and select the plan you want to buy.

  • Step 3

    Click on the ‘buy now’ button and fill in the required details.

  • Step 4

    Tap on 'next' and select a plan as per your requirements.

  • Step 5

    Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Life Insurance

More Queries?

If you have any more queries regarding PNB Investment Plans , Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: PNB Metlife Investment Plans

1. What is the minimum/maximum amount required to open a fixed deposit account at PNB?

Term deposits like Balika Shiksha can be opened without any minimum balance. The maximum limit is usually set at Rs. 10 Crores for fixed deposits.

2. What is the minimum/maximum deposit period for FD accounts at PNB?

Term deposits can be made for a period of as low as 7 days to as long as 10 years. Plans can be auto-renewed at the end of the term.

3. How does the Return of Fund Management Charge benefit work?

The total of Fund Management Charges (excluding any applicable goods and service taxes) deducted during the first 5 years of the policy net of taxes will be added back to the Fund Value at the end of the 6th policy year. For a premium payment term of 5 years, the total of Fund Management Charges (excluding any applicable goods and service taxes) deducted during the first 3 years of the policy net of taxes will be added back to the Fund Value at the end of the 6th policy year. Return of Fund Management Charge will be payable provided the policy is in force and all due instalment premiums till the end of the 6th policy year have been paid in full. This benefit will not be available in the case of the Single Pay premium payment option.

4. When will I receive a Fund Booster?

Fund Boosters will be allocated to your policy at the end of the 10th policy year provided the policy is in force and all due instalment premiums till the date have been received in full. If the policyholder has chosen multiple funds, a Fund Booster will be allocated to each fund based on the fund value of that particular fund and Fund Booster percentage.

5. What Critical Illnesses are covered under ’Care Benefit’ of PNB MetLife Smart Platinum Plus?

Cancer of Specified Severity First Heart Attack - of specified severity Open Chest CABG Kidney Failure Requiring Regular Dialysis Stroke resulting in Permanent Symptoms

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.

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